When you are searching for the best factoring companies, odds are, you are unsure where to start. After all, there are numerous factoring companies, all of which provide the same basic service of factoring loans (where you sell your accounts receivable to us in exchange for cash to help with cash flow needs). So what do you look for to set yourself apart? And where do you begin?

The Commercial Finance Group offers the best factoring loans to help your small to medium-sized business meet its cash flow needs. Having access to working capital is imperative in order to not hinder your business growth. Factoring loans are a great way to get the working capital you need at a price you can afford. Below, we’ll dive into why you should choose The Commercial Finance Group for all your factoring needs and what services and benefits we provide. Contact us today to get started!

HOW CAN CFG WORK FOR ME?

CFG Provides:

The Most Competitive Rates Available

Factoring works by using your accounts receivable as a form of collateral for cash up front. In essence, your small to medium-sized business will sell us a certain portion (or all) of your accounts receivable. We will then advance you a certain portion of their face value, usually at 80%, immediately once you are approved. Then, once all of your invoices have been collected, you receive the remaining 20% minus our fee.

The Commercial Finance Group’s rate varies based on the creditworthiness of your clients, the number of invoices you have, how much the invoices are for, and the factored volume. Rates can also vary by what industry you are in. Typically, rates average between 1.15% to 4.5% for every 30 days they are factored for. This is incredibly good for factoring loans.

Financial Strength and Stability

By having access to the working capital that you need when you need it, your small to medium-sized business or startup will be able to maintain its financial strength and stability. Otherwise, without access to the funds you need, you may begin to fall behind with your creditors, which may affect your ability to obtain the goods, services, and products you need to keep your business moving forward. Furthermore, you may have to begin borrowing from places with exorbitant interest rates, such as merchant cash advances or using credit cards, just to meet your financial obligations. With the Commercial Finance Group’s factoring loans, you won’t have to worry where your funds will be coming from.

US Offices Coast-to-Coast

The Commercial Finance Group has offices in Atlanta, Burbank, California, Canada, and worldwide to better serve you no matter where your business or start up is located. Furthermore, we now have the ability for you to apply online, offering you the most convenience whenever you have the time to spare.

Individualized Service That is Professional and Unparalleled

Every factoring loan that we undertake is tailored to your business’ needs. The Commercial Finance Group takes a personalized approach to our factoring loans. First, we want to understand your story, where you’ve been, how you got here, and where you’re going. Then we determine if we are a good fit for your needs and your company. Let’s face it, when it comes to commercial financing, there is no one size fits all solution. Factoring loans may not fit some small to medium-sized businesses, and they may need a different commercial financing option. We also take a peek into your future to help you anticipate what your future working capital needs may be. Then we’ll have a good idea of how to best help you on your road to bankability.

To sum up, we meet you where you’re at with poise, professionalism, and unparalleled customer service that will propel your business to the next level.

40 Years Experience Serving Small to Medium-Sized Businesses

The Commercial Finance Group began in 1974 with a vision to help credit-restricted small businesses grow. Here we are, over 40 years later, with that same vision and mission in mind. With our factoring loans and asset-based loan options, we are many business’ lender of choice for working capital and cash flow needs. As we have grown, so has our ability to help more businesses reach their goals and dreams.

Numerous Programs and Flexibility to Meet the Specific Needs of Individual Companies

Since our beginnings, the Commercial Finance Group now can offer not only customized lending solutions, such as factoring loans and asset-based loans, but we also can offer these products to a wide range of industries, including the healthcare field, transportation companies, technology firms, manufacturing companies, service industries, retail companies, such as clothing stores, staffing agencies, wholesale and distribution companies, professional firms, and the list goes on. All of our loans can be customized, and we are very flexible in terms of payments as well. Contact us today to learn more!

Funding From $25,000 to $2,000,000 Per Month

Because the Commercial Finance Group believes in customized lending, the amount you need for your small to medium-sized business or startup can vary as well. Furthermore, this amount can vary by month, too, depending on your needs. With our factoring loans and asset-based lending loans, you are not locked in. Similar to your business, your lending needs change, and we change along with them.

Web Access to Your Accounting Records to Provide Real Time Reporting

The Commercial Finance Group wants to make your interactions with us as easy as possible. We offer web access to your accounting records, so you’ll know exactly where you’re at in terms of your factoring loan or asset-based loan, 24 hours a day, 365 days a year. From applying online to your factoring loan details online, we strive to be green and accessible in all our commercial financing dealings.

HOW THE COMMERCIAL FINANCE GROUP CAN WORK FOR YOU

From our approach to commercial lending to our commercial lending solutions, the Commercial Finance Group is guided by the principle to help small to medium-sized businesses grow through our unique and customized lending solutions — factoring loans and asset-based loans. We believe strongly in offering every business a chance to flourish, and we believe our customized lending solutions will solve your cash flow and working capital needs, while propelling your forward on the bridge to bankability. We leverage our experience and our intimate knowledge of the markets to help ensure your business has the best chance to succeed.